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Spread your payments over time with Flood Response’s consumer financing partner, GreenSky®.

Flexible Financing for Home Renovation Projects

Ready to upgrade your home but worried about upfront costs? Flood Response proudly partners with GreenSky®, a trusted home improvement financing company, to help our residential clients space out renovation project payments.

The GreenSky® Loan Program makes it easier to bring your home renovation or restoration project to life without paying everything up front. With simple applications, fast credit decisions, and various loan options, you can enhance your space and manage costs on your own terms.*

Why Finance With GreenSky®?

Split large projects into manageable payments

finance renovations like kitchens, bathrooms, or home additions with predictable monthly installments.

Upgrade beyond repairs

use financing to fund premium finishes, fixtures, or materials during reconstruction after damage.

Keep projects moving

start reconstruction, repairs, or renovations right away while waiting for insurance funds to be released.

Opt to self-pay

finance your reconstruction project if you prefer not to use insurance.

Enjoy flexible plans

choose from low fixed-rate or promotional “no interest if paid in full” financing options.

Flood_Response_24-7_ Restoration_new_website

Benefits

  • Flexible plans, including low fixed-rate or promotional “no interest if paid in full” financing options
  • Easy online application and fast credit decision
  • Split large projects into manageable payments
  • Get prequalified with no impact to your credit score
    a hard credit pull is performed upon application submission.
  • Opt to self-pay if you prefer not to use insurance

GreenSky Loan Program Plans

Fixed Rate

Fixed Rate

11.99% APR for 180 Months

No pre-payment penalty.

Plan # APR Promo / Term Example Project Cost & Payments
1519 11.99% 180 Months
Example Project Cost
$5k – 180 monthly payments of $59.98
$10k – 180 monthly payments of $119.95
$15k – 180 monthly payments of $179.93
$20k – 180 monthly payments of $239.90

*Subject to credit approval. Interest is billed during the promotional period but all interest is waived if the purchase balance is paid in full before the expiration of the promotional period.

No Interest

No Interest if Paid in Full

Within 12-Month Promo Period, With Payments Required

Interest is billed during the promo period but will be waived if the amount financed is paid in full before the promo period expires.

Plan # APR Promo / Term Example Project Cost & Payments
2611 17.99% – 24.99% 12-Month Promo
+ 24-Month Term
After Promo Period, 24 Monthly Payments of:
$5k – $198.77
$10k – $397.55
$15k – $596.32
$20k – $795.09

*Subject to credit approval. Rates range from 17.99%–24.99% APR. Monthly payments are required during the promo period, but making only the required monthly payments will not pay off the amount financed by the promo period expiration date.

How to Get Started

Apply directly with GreenSky®.

If approved, see your loan amount and choose your term length.

Review and sign your loan documents online.

Approve restoration project funding.

Make payments through GreenSky®’s online customer portal.

FAQs

How long do I have to use my loan? Expand

Once approved, and depending on your plan, you typically have up to six months to make your purchases and approve transactions. Refer to your loan agreement for details.

When is my first payment due? Expand

It depends on your GreenSky® loan plan. Some plans offer deferred or reduced

payments during a promotional period. Check your loan agreement for specific terms. Keep in mind that there is no penalty for paying off your loan early.

If I’m using insurance to finance my reconstruction project, can I still use GreenSky®? Expand

Yes. Many homeowners choose to use GreenSky® alongside their insurance claim. Financing can help cover upgrades or change orders not included in your insurance estimate, like upgraded cabinetry, countertops, or fixtures. It can also help keep your project moving faster by allowing you to start work immediately and make payments while waiting for insurance funds to be released.

H2: Choose Flood Response for Expert Property Damage Restoration Expand

When you choose Flood Response for property damage restoration, you receive unmatched service from IICRC-trained and certified technicians who make the restoration process as stress-free as possible. For over 20 years, we’ve helped families and business owners in Southern California take the necessary steps to restore their properties and rebuild their lives in the aftermath of disaster.

For 24/7 emergency services, contact Flood Response to schedule an appointment.

We Service Your Area

Our Certifications

*Subject to credit approval. Interest is billed during the promotional period but all interest is waived if the purchase balance is paid in full before the expiration of the promotional period. See reverse for terms and conditions, FAQs, and contact information.

1 Plan 1519. Subject to credit approval. Loan term is 180 months at fixed rate of 11.99% APR. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 11.99% APR, 180 monthly payments of $12.00. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms.

2 Plan 2611. Subject to credit approval. Rates range from 17.99% - 24.99% APR. Only well-qualified applicants will receive an APR of 17.99%; some applicants may not qualify. Loan amount and rate will vary based

on your income and creditworthiness. 12 month promotional period (“Promo Period”) during which interest is billed but will be waived if the amount financed is paid in full before Promo Period expires. Monthly

payments are required during the Promo Period, but making only the required monthly payments will not pay off the amount financed by Promo Period expiration date. Any unpaid balance and amounts owed after Promo Period will be paid over 24 monthly payments. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 24.99% APR, 36 monthly payments of $39.76. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms.

GreenSky® program consumer loans are made by Synovus Bank, Member FDIC, NMLS #408043, without regard to age, race, color, religion, national origin, gender, disability, or familial status. GreenSky Servicing, LLC (“GSS”, NMLS #1416362, www.nmlsconsumeraccess.org)is a financial technology company that manages the Greensky® program by supporting originations and servicing the loans on behalf of banks and other financial institutions that make or hold program loans. Greensky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with the GreenSky® program. GreenSky LLC and GSS are not lenders. All credit decisions and loan terms are determined by program lenders.

Contact Flood Response 24/7/365 
for help in Coachella Valley, CA

CALL NOW (760) 343-3933

We Service Your Area

Whether it’s a flood in the middle of the night or mold gone wild, we’re there for you
when disaster strikes. Flood Response Restoration Services serves residential and
commercial property owners in Southern California, including:

Anza

Banning

Beaumont

Bermuda Dunes

Cathedral City

Coachella

Desert Hot Springs

Garner Valley

High Desert

Indian Wells

Indio

La Quinta

Palm Desert

Palm Springs

Rancho Mirage

Temecula

Thousand Palms

Our Certifications

iicrc certified logo
lead safe epa certified firm logo
Rancho Mirage Chamber of commerce logo
CAI-CV Education Business Partner Logo
Palm Springs Chamber of Commerce Logo
Palm Desert Area Chamber of Commerce logo
restoration industry association logo
Flood Response logo

With over 20 years of experience, we are the leader in 24/7/365 disaster recovery services in Southern California.

License #1113761

Services

Water Damage

Fire Damage

Mold Remediation

Flood Damage

Storm Damage

Sewer Damage

Biohazard

Restoration & Remodeling

Carpet Cleaning & Tile Services

Air Duct Cleaning

Contents Storage & Cleaning

Air Duct Cleaning

Disinfecting & Sanitizing

Contact Us

Call Us

(760) 343-3933

Email Us

Corporate Office

72104 Corporate Way, Thousand Palms, CA 92276

Temecula Office

42430 Winchester Rd, Temecula, CA 92590

Copyright ©2025 Flood Response |An Intact Property Restoration Company

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